Earn 5% on Your Cash While Accumulating bitcoin. Learn More →

Build, protect, and grow your wealth — all in one place

Next generation financial services and money management for today and tomorrow.

Designed for institutions, available to individuals.

Your Vault
Built by the best
Blackstone
Brown Brothers Harriman
Bain & Company
Goldman Sachs
Morgan Stanley
BNY Mellon
Coinbase
Blackstone
Brown Brothers Harriman
Bain & Company
Goldman Sachs
Morgan Stanley
BNY Mellon
Coinbase
Blackstone
Brown Brothers Harriman
Bain & Company
Goldman Sachs
Morgan Stanley
BNY Mellon
Coinbase
Onramp Finance

Earn with Onramp. Accumulate bitcoin. Secure Your Future.

Join thousands of individuals who manage their financial life with Onramp.

The Onramp Difference

Next generation financial services

Onramp multi-institution custody

Multi-Institution Custody Your bitcoin is secured by three independent institutions — built to protect your wealth for generations.

Onramp inheritance plan

Integrated Inheritance Ensure your bitcoin passes securely to your beneficiaries with built-in estate planning — no complex key management or third-party coordination required.

Onramp dashboard

Your Unified Wealth Platform Custody, cash, earn, trading, and loans — managed from one platform, within one relationship.

Features

Industry Low Bitcoin Brokerage

Buy and sell bitcoin with deep liquidity and competitive pricing.

Stablecoin Support

Hold and manage USDC alongside USD in your cash balance.

Protected by Three Institutions

Your bitcoin is protected by three independent, regulated institutions — eliminating single points of failure.

Always Accessible — Even Without Us

Your bitcoin isn't dependent on any one company. Built-in recovery tools ensure you maintain access, always.

On-Chain Transparency

Verify your holdings directly on-chain, anytime.

Products & Services

Everything you need for your bitcoin wealth

Multi-Institution Custody

Your bitcoin protected by three independent institutions — no single point of failure, full transparency, and complete control.

Bitcoin Trading

Seamlessly buy & sell bitcoin with access to industry-leading rates & liquidity.

Bitcoin-Backed Lending

Unlock liquidity through non-rehypothecated lending options with competitive terms.

Inheritance & Estate Planning

Plan for the future with comprehensive inheritance & estate planning, ensuring your assets are passed on securely.

Bitcoin IRA

Unlock the long-term potential of bitcoin within tax-advantaged IRA accounts.

Lloyd's of London Insurance

Your bitcoin is backed by insurance coverage through Lloyd's of London, providing defined protection for covered loss scenarios.

Testimonials

Trusted by those who take
custody seriously

Cartwright

“Onramp has fundamentally changed how we think about bitcoin custody. The 2-of-3 multisig architecture distributed across independent institutions eliminates the single points of failure that kept us up at night.”

Mark Thompson

Mark Thompson

Managing Director, Cartwright

I need continuous validation that I'm not going to lose my bitcoin. That's what I need. Onramp gives me that peace of mind.

Christopher J.

Christopher J.

Sales Leader, Commerce Bank

The inheritance planning feature was really attractive. The way they do the custody and the inheritance plan makes a ton of sense to me.

Neil A.

Neil A.

Private Banker, Goldman Sachs

Native

“As a fiduciary, I need to know my clients' assets are secure and verifiable. Onramp delivers both with an experience that doesn't require a technical background to navigate.”

Laura Mitchell

Laura Mitchell

Principal, Native

Onramp is like a private bank for bitcoin. A natural evolution for a holder who wants the security of institutional custody without sacrificing control.

Ryan L.

Ryan L.

Onramp Client

One Fund

“The bitcoin-backed lending product let us access liquidity without selling a single sat. Non-rehypothecated collateral in our own custody vault — exactly how it should be.”

Andrew Kim

Andrew Kim

Portfolio Manager, One Fund

Why Onramp

01

Your keys, distributed across three institutions

A 2-of-3 multisig architecture means no single custodian can access your bitcoin. Three independent, regulated institutions each hold one key — eliminating single points of failure.

02

Real-time proof that your bitcoin exists

Every satoshi is verifiable on-chain, in real time. No commingling, no rehypothecation. Your bitcoin is always where it should be — and you can prove it.

03

Enterprise-grade controls and compliance

Role-based access, multi-party approvals, and comprehensive audit trails. Built for fiduciaries, family offices, and institutions that require rigorous governance.

3Independent Custodians
2-of-3Multisig Required
100%Proof of Reserves

Ready to secure your bitcoin?

The best security available for your bitcoin, without the technical burden. It's time to upgrade.

Contact Sales

Get in touch with our sales team for more information.

Help and Support

Find answers to your questions and get support for our services.

“Onramp has fundamentally changed how we think about bitcoin custody. The multi-institution architecture eliminates the single points of failure that kept us up at night.”

Bram Kanstein

Bram Kanstein

YouTuber & Bitcoin Advocate

Subscribe to get Onramp's research and insights

Subscribers get access to Onramp's weekly bitcoin research and insights from industry experts.

Get in touch with our team of experts

The best security available for your bitcoin without the technical burden. It's time to upgrade.

Sign Up